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Taking your business forward.
At Every step. In Every way.

From working capital to equipment loans.

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Business Loan Features

No Collateral

Minimal
Documentation

Online and
Offline suppport

Time is money

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Minimal Documentation on Business Loans

All you need are the below documents to avail a loan in a few clicks.

Company PAN Number

Company Bank Statement

(lastest 6 months)

Shareholding Certificate

(if applicable)

Co-applicant Proof of Identity

(any one)

  • PAN
  • Aadhaar
  • Driving License
  • Passport
  • Voters ID

Co-applicant Proof of Address

(any one)

  • Voters ID
  • Aadhar card
  • Drivers License
  • Passport
  • Gas Bill
  • Phone Bill
  • Electricity Bill
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Your GST, Paid on time.

Don't let credit cycles get your business down. In just a few simple steps we can cover your GST liability.

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Don't know where to start?

Below are our othert Business Loans tailored for businesss types. selct the type of business to view the list of documenrts required to apply. You will be required to provide self-attessed copy of these documents.

Ownership Documents

  • Company address proof and Business proof(Any 2 business proof)
    • Electricity Bill
    • Rent agreement
    • Shop and Establishment
    • Property ownership proof
    • Bank statement
  • Company address proof and Business proof
    • Shop and establishment
    • ITR
    • Company Bank
    • Account statement

KYC

  • Co applicant photograph
  • Co applicant pan card OR Adhar card
  • Address Proof
    • Shop and establishment
    • ITR
    • Company Bank
    • Account statement

Finance Documents

  • Latest 2 years Audited Financial (AY-16-17 & 17-18)
  • Provisional Financial/Month wise Sales Figure, Debtor and Creditors - ITR for last 2 years/ Audited financials (If applicable).
  • All ongoing loan sanction letter /Repayment track.
  • 6 month Current/OD/CC bank statement

Ownership Documents

  • Company address proof and Business proof(Any 2 business proof)
    • Electricity Bill
    • Rent agreement
    • Shop and Establishment
    • Property ownership proof
    • Bank statement
  • 3 years Vintage proof - Shop and establishment, ITR, Company Bank account statement
  • Moa/AOA
  • List of directors & Share Holding pattern.- Shareholding Certificate

KYC

  • Company pan card
  • Co applicant pan card or adhar card
  • Co applicant address proof
    • Voters ID
    • Aadhar card
    • Drivers License
    • Passport
    • Gas Bill
    • Phone Bill
    • electricity Bill

Finance Documents

  • Latest 2 years Audited Financial (AY-16-17 & 17-18)
  • Provisional Financial/Month wise Sales Figure, Debtor and Creditors - ITR for last 2 years/ Audited financials (If applicable).
  • Partner’s individual financial: ITR and Financials.
  • All ongoing loan sanction letter (company & individual)
  • 6 month Current/OD/CC bank statement

Ownership Documents

  • Company address proof and Business proof(Any 2 business proof)
    • Electricity Bill
    • Rent agreement
    • Shop and Establishment
    • Property ownership proof
    • Bank statement
  • 3 years Vintage proof - Shop and establishment, ITR, Company Bank account statement
  • Moa/AOA
  • List of directors & Share Holding pattern.- Shareholding Certificate

KYC

  • Co applicant photograph
  • Co applicant pan card OR Adhar card
  • Address Proof
    • Shop and establishment
    • ITR
    • Company Bank
    • Account statement

Finance Documents

  • Latest 2 years Audited Financial (AY-16-17 & 17-18)
  • Provisional Financial/Month wise Sales Figure, Debtor and Creditors - ITR for last 2 years/ Audited financials (If applicable)
  • Director’s individual financial. – Bank Statement (6 months)
  • All going loan sanction letter (company & individual)
  • 6 month Current/OD/CC bank statement
  • All docs should be self-attested by customer. · Any loan track mandatory
  • If ownership < 51% then shareholder certificate and authorized signatory making up 51% is required

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Business Loans for what you
need and when you need them

Understanding Credit Score

A credit score is your credit history graded and expressed in a number.

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Debt & Fear

Say this to yourself - 'Am in debt'. What do you feel?

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Good times for personal loans

Have you been hounded by a telemarketer offering pre-approved personal loans?

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Personal loan v/s Credit card loans

Your credit history is not important to us. Your grit to move forward is.

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Common Questions

  • SME Business Loans- Collateral free loans from INR 3.5 lacs upto INR 45 lacs
  • SME Equipment Loans- Loans from INR 5 lacs upto INR 2.5 crs offered against hypothecation of machinery
  • SME Secured Loans- Loans from INR 1 lac upto INR 25 crs offered against residential, commercial and industrial properties
Sole Proprietorship Firms, Partnership Firms, Private Limited Companies and closely held Public Limited Companies can avail this product provided they have a good credit history.
No.
  • Financials & ITR
    • Business Loan – 2 Years
    • Equipment & Secured Loan – 3 Years
  • Primary bank statement for last 6 months
  • KYC documents of director(s)/partner(s)/ firm
  • Existing Facility/ Loan Sanction Letters
  • Machinery Invoice (if applicable)
SMERR is SME Reference Rate which is used as a benchmark rates for all SME Lending Loan products.
Current SMERR is 19.5%
We offer only fixed rate of interest under this product.
We offer a flexible tenure of upto 48 months for SME Business Loans.
5-7 working days post receipt of complete and correct documentation required for processing the loan
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